Will I have enough income at retirement?

You want income you can count on, no matter how long you live. No matter what the market does. No matter what happens to healthcare costs, interest rates or inflation. We have strategies to help.

Are you on the path to a high-performing portfolio?

We are constantly searching for the latest investment ideas and offering investors options that can impact their long term financial plans.

Is your buy-sell fully funded?

Buy-sell agreements need to be backed up by money so the owners have the funds needed to keep their promises. Life insurance policies are often used as part of the funding. Learn more about our risk management solutions for business owners.

Is your estate protected?

You have many goals in life. You want your family to be financially secure, to enjoy a comfortable retirement, maybe even leave a legacy for your children and grandchildren. No matter what your goals are, life insurance can help you achieve them.

What is your business worth if you had to sell it? Do you have a sucession plan in place?

Exit planning is a customized process of setting business exit goals and implementing targeted strategies to achieve them. A comprehensive plan will address your exit timeline, the proper value of your business and to whom you want to transfer your business.

How would your family be affected if something unexpected happened to you?

Life insurance is an important part of a sound financial plan. As an independent brokerage firm, we are proud to offer a robust portfolio of protection product solutions to help meet your financial goals.

Life Insurance: Do you have enough coverage?

Half of American households, 58 million families, say they need more life insurance. (Limra 2010)

Problem Solving

You’ve built your business from the ground up. The Herz Financial team can tailor your insurance to help protect your unique needs. Select the right coverage from a local business owner who understands what it takes to grow.

Do your investments fall short of your investment strategy?

We are constantly searching for the latest investment ideas and offering investors options that can impact their long term financial plans.